Digital Auto Finance offers the consumers financing options that are easily understood. Our goal is to help finance the purchase of a vehicle by providing options without pressure or commitment until the customer finds a deal that they’re happy with.
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The Classic Car Club of America defines a classic as a vehicle made from 1925 to 1948 that runs and has been completely restored. Some states have different criteria for this category, qualifying cars that are 15 to 25 years old. Vehicles under 25 years old are sometimes referred to as modern classics.
The definition of a classic and antique cars is similar. A car must be at least 20 years old, but not more than 40 years old to be considered a classic car. It should have been repaired and maintained in a way that keeps it true to its original design and specifications. In other words, it should not be modified or altered. In addition, many add a stipulation that the vehicle should have been manufactured no earlier than 1925. For these reasons all classic cars are also antique cars, but not all antique cars are considered classics.
The primary factor that makes a car an exotic is design, but speed and acceleration also matter, as does the name of the maker. Lamborghini, Ferarri, and Porsche are cult classic names in the world of exotic sports cars.
It’s important that you understand your finance contract and the extras being offered. This is one of the best ways to ensure you’re making the best decisions for yourself. We encourage you to take full advantage of our knowledge and expertise. If you don’t know about something, please ask.
Before you start considering additional items and services, you should fully understand what you’re already buying. We’ll help you do that. For example, many new car purchases include a bumper-to-bumper warranty and a powertrain warranty. Understanding those options will help you decide on an extended warranty.
The most common concerns about finance and insurance managers are in relation to add-ons that add unexpected costs to purchases. Finance managers know their offerings so well that they sometimes forget that their customers may need an extended explanation. Before saying yes to anything, be sure to ask how the product or service will impact your monthly payment amount. We are dedicated to ensuring you walk away with a finance option that you understand and are happy with.
You must also determine who will front the cost for the repair bill. Are the repairs fully covered? Do you have to pay a small deductible? Do you have to pay for repairs up front and get reimbursed later? We are here to help you understand those option and select a warranty that’s right for you and your vehicle.