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Digital Auto Finance offers the consumers financing options that are easily understood. Our goal is to help finance the purchase of a vehicle by providing options without pressure or commitment until the customer finds a deal that they’re happy with.

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Individual Auto Loan

Joint Auto Loan

Great Loans For Your Style of Car

83%
Collectible Cars

The Classic Car Club of America defines a classic as a vehicle made from 1925 to 1948 that runs and has been completely restored. Some states have different criteria for this category, qualifying cars that are 15 to 25 years old. Vehicles under 25 years old are sometimes referred to as modern classics.

76%
Classic Cars

The definition of a classic and antique cars is similar. A car must be at least 20 years old, but not more than 40 years old to be considered a classic car. It should have been repaired and maintained in a way that keeps it true to its original design and specifications. In other words, it should not be modified or altered. In addition, many add a stipulation that the vehicle should have been manufactured no earlier than 1925. For these reasons all classic cars are also antique cars, but not all antique cars are considered classics.

89%
Exotic Cars

The primary factor that makes a car an exotic is design, but speed and acceleration also matter, as does the name of the maker. Lamborghini, Ferarri, and Porsche are cult classic names in the world of exotic sports cars.

Our clients

Testimonials

Loving my 2006 G55! When others said no to long-term financing, Digital Auto Finance got me approved with a great rate. Thanks Tamatha!
Michael Veynberg
Cliffside Park, NJ
was looking for long-term financing to purchase a 2006 Porsche Turbo, and DAF helped me get exactly what I needed. The team made the process simple and very quick!
Bruce Grabau
Lake Hopkins NJ
DAF helped me acquire my Cadillac Escalade; the tool educated me about all products that would help me protect my SUV living in Manhattan. Very transparent! I was very happy not to have to sit with the finance department and feel pressured to buy things I did not need.
Liz Assaro
Manhattan NY
Frequently Asked

Questions

How soon will I get a response to my loan application?
With our system, you may receive a loan decision in minutes, but it can take as long as a business day. Please feel free to shop for the car of your choice and gather the information necessary such as price, tax, mileage, and any options or rebates. Remember that our goal is to put the financing of your vehicle under your control.
How can I get the most out of this service?
The services offered by DAF can add real value to the purchase of your car. Because we're so familiar with financial products, we help you develop a clear understanding of options to make the most of your purchase.

It’s important that you understand your finance contract and the extras being offered. This is one of the best ways to ensure you’re making the best decisions for yourself. We encourage you to take full advantage of our knowledge and expertise. If you don’t know about something, please ask.

What is in my base contract?
Your base contract is the starting point of the entire process after you apply and provides financing options for you to select. As the first item of business, we will walk you through the base contract explaining each of the major components of the document.

Before you start considering additional items and services, you should fully understand what you’re already buying. We’ll help you do that. For example, many new car purchases include a bumper-to-bumper warranty and a powertrain warranty. Understanding those options will help you decide on an extended warranty.

How will Add-ons affect my monthly payment?
Our initial quote will provide you with a base plan without add-ons. Most vehicles may have specific add-ons and there may be state-specific add-ons available as well. Our DAF representative will inform you of options that are available to you for your dream car.

The most common concerns about finance and insurance managers are in relation to add-ons that add unexpected costs to purchases. Finance managers know their offerings so well that they sometimes forget that their customers may need an extended explanation. Before saying yes to anything, be sure to ask how the product or service will impact your monthly payment amount. We are dedicated to ensuring you walk away with a finance option that you understand and are happy with.

What's covered in an extended warranty?
An extended warranty isn't all-encompassing. Many wear-and-tear parts — items that will eventually break or wear out — are not covered by most vehicle extended warranties. To complicate things even further, many extended warranties come in coverage tiers (silver, gold and platinum, for example), each with its own price and level of coverage. Take the time to read the fine print to determine what is and isn't covered.

You must also determine who will front the cost for the repair bill. Are the repairs fully covered? Do you have to pay a small deductible? Do you have to pay for repairs up front and get reimbursed later? We are here to help you understand those option and select a warranty that’s right for you and your vehicle.